Major Draw Terms and Conditions

These Promotion Terms and Conditions (Promotion Terms) apply to each Major Draw conducted by UNICASH. They are Promotion-Specific Terms within the meaning of the UNICASH Terms and Conditions (the Platform Terms) and must be read together with the Platform Terms, the Privacy Policy, and the Refund Policy. The name, promotional period, prize details, total prize value, and permit or authority numbers for an individual Major Draw (the Draw Schedule) are set out in the Schedule below and on that Major Draw's page on the Platform. Where there is any inconsistency, the completed Draw Schedule for the relevant Major Draw prevails for that Major Draw, and otherwise the Platform Terms prevail. Entering a Major Draw is deemed acceptance of these Promotion Terms, the Draw Schedule, and the Platform Terms.

A Major Draw is a flagship or milestone trade promotion with a larger prize pool (for example, a Founding Draw, an end-of-financial-year draw, or an anniversary draw). Entries in a Major Draw are allocated to Members as a benefit included with an active Membership and may also be acquired as a one-time entry package; Major Draw entries are not entered with Points. Major Draws are distinct from Bonus Draws (recurring member draws entered using Points), which are governed by their own Bonus Draw Terms and Conditions.

Schedule to the Major Draw Terms

This is a plain-language summary. The full, binding rules are in the Terms of Entry below. Details marked "on the draw page" are set for each Major Draw before it opens.

Example (illustrative only — not a real Major Draw): "UNICASH Founding Major Draw" · open in NSW, VIC, QLD, WA, TAS, NT (not SA or ACT) · Permit TP/05220 · runs 1 Sep – 30 Nov 2026 · 1st prize [headline prize], 2nd A$1,000, 3rd A$500 · total up to A$[total] · drawn live on Facebook 1 Dec 2026, 5:00pm AEST · winner contacted by phone and email · redraw 2 Mar 2027.

Terms of Entry

1. The promotion

1.1 These Promotion Terms govern each Major Draw, which is a trade promotion. Capitalised terms not defined here have the meaning given in the Platform Terms.

1.2 Participation in a Major Draw is deemed acceptance of these Promotion Terms, the completed Draw Schedule, and the Platform Terms. If a person does not agree, they must not enter.

1.3 Nothing in these Promotion Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy under the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)) (ACL) or any other law that cannot lawfully be excluded.

1.4 The Major Draw is conducted in accordance with the conditions of any applicable trade-promotion permit or authority, including NSW Trade Promotion Authority No. TP/05220. Where a condition of an applicable authority is inconsistent with these Promotion Terms, the authority condition prevails to the extent of the inconsistency.

2. Promoter

2.1 The Promoter is UNICASH Pty Ltd (ABN 90 693 062 538) of 45 St Georges Terrace, Perth WA 6000. Questions about a Major Draw may be sent to support@unicash.com.au.

3. Promotion period and eligible jurisdictions

3.1 Each Major Draw opens and closes at the dates and times set out in its Draw Schedule, in AEST. Entries received before the opening time or after the closing time are not accepted.

3.2 The promotion is open only to eligible residents of New South Wales, Victoria, Queensland, Western Australia, Tasmania, and the Northern Territory. It is not open to residents of South Australia or the Australian Capital Territory, or to any person in a jurisdiction where entry would be unlawful or would require a permit that the Promoter does not hold (a Restricted Jurisdiction).

3.3 A Major Draw closes on the earlier of: (a) the advertised entries-close time; (b) any cap on total entries being reached; and (c) the Major Draw being cancelled, suspended, or withdrawn under these Promotion Terms or the Platform Terms.

4. Who can enter and how

4.1 Eligibility. Entry is open to Eligible entrants only, as described in the Schedule. An entrant must be an Australian resident aged 18 or older, resident in an eligible State or Territory, and must not be an excluded person.

4.2 Entries included with Membership. Active Members are allocated Major Draw entries by their Membership plan, automatically and at no additional cost, as a benefit included with Membership (a base monthly allocation plus loyalty-based accrual reflecting membership tenure; certain tiers may receive an enhanced allocation as described on the Platform). Major Draw entries are not entered with Points.

4.3 One-time entry packages. A Member (including a Free-tier Member) may acquire a one-time package of Major Draw entries for the price shown on the Major Draw page. A one-time entry package is a single, non-recurring purchase; it is not a Membership, does not auto-renew, and does not confer Membership Benefits.

4.4 [Clause removed 2026-08-05 — pending legal review before publication.] Free entry by receipt scan applies to Bonus Draws only and is not available for this Major Draw. [The former clause 4.4 instructed entrants to obtain a free entry by scanning a receipt from this page; that route no longer exists for Major Draws. The wording that replaces this clause — including how the draw's entry model is characterised without a "no purchase necessary" limb — must be settled by the Promoter's lawyer before this document is published.]

4.5 Equal chance. Every valid entry, however obtained, has a fair and equal chance of being selected.

4.6 Entry numbers. Each valid entry is allocated a unique Entry Number for that Major Draw. Entries allocated across a grant or purchase may be grouped under a single order reference; each entry receives its own Entry Number.

4.7 Multiple open Major Draws. More than one Major Draw may be open at the same time; a Member's Membership-allocated entries apply to each open Major Draw as described on the Platform, and one-time entry packages apply to the specific Major Draw for which they are obtained.

4.8 Entries are final. Once an entry is allocated, purchased, or registered and confirmed, it may not be withdrawn, reversed, or refunded, except where required by law (including the ACL) or where the Promoter determines the entry is invalid, fraudulent, duplicate, or in breach of these Promotion Terms or the Platform Terms.

5. Validation and disqualification

5.1 The Promoter may verify an entrant's eligibility, identity, age, and residency at any time and may withhold a prize until verification is satisfactorily completed.

5.2 The Promoter may disqualify any entry or entrant, and void associated entries or prizes, where it reasonably suspects fraud, tampering, multiple or syndicate Accounts, automated entry, or any other breach of these Promotion Terms, the Platform Terms, or an authority condition.

6. The draw and winner selection

6.1 The winning entry (or entries, where there is more than one prize) is drawn at the date, time, and place, and by the method, set out in the Schedule — on a recorded broadcast, live on the UNICASH Facebook page.

6.2 Method. At the draw, a random number is generated using a publicly visible, independent random number generator shown on the broadcast. The random number corresponds to a Draw Position in the finalised list of valid entries, which maps to the winning Entry Number. The entrant holding the winning Entry Number wins the relevant prize. Where a Major Draw has more than one prize, the process is repeated for each prize in the order stated in the Schedule (First, then Second, then Third), and no entrant may win more than one prize unless the Schedule states otherwise.

6.3 Finalised entry pool ("freeze at close"). The list of valid entries is finalised at the moment the Major Draw closes. Any later refund, reversal, or adjustment does not change the finalised pool or the result. The Promoter records the finalised pool details (pool size, Draw Position, and winning Entry Number) at the time of selection.

6.4 Verifiability. The Promoter publishes a SHA-256 verification hash derived from the finalised entry pool so the integrity of the pool used for the draw can be independently checked. The Promoter's records of entries, draw conduct, and results are conclusive in the absence of manifest error.

6.5 The draw is conducted in the manner, and at the date, time, and place, required by any applicable authority (including NSW Authority No. TP/05220).

7. Notification of the winner

7.1 The winner is notified by telephone and email, using the details on the winner's Account, on or promptly after the draw date, and in any event within any period required by an applicable authority.

7.2 The winner may be required to respond, verify identity, and confirm eligibility within the period stated at the time of notification before the prize is awarded.

8. Publication of the winner and publicity

8.1 As required to conduct the trade promotion and satisfy authority conditions, the Promoter publishes the winner's first name, last initial and State, the prize, the Draw identifier, and the draw date on the UNICASH website and the UNICASH Facebook page, together with a SHA-256 verification hash of the finalised entry pool, within the time required by the applicable authority.

8.2 By entering, each entrant consents to that publication for transparency and authority-compliance purposes. The Promoter will obtain the winner's separate written consent before using the winner's full name, image, voice, or likeness for any wider promotional or advertising purpose. The Promoter does not publish a winner's full surname, email address, telephone number, or full address.

8.3 A winner may ask the Promoter to withhold optional publicity by emailing support@unicash.com.au before the relevant Major Draw closes; the Promoter will accommodate that request except to the extent publication is required by an authority condition or other law.

9. Prizes

9.1 The prize(s) for each Major Draw are as described in the Schedule, including any maximum value and any condition attaching to a prize. Prizes are not transferable or exchangeable and, unless expressly stated, are not redeemable for cash.

9.2 Substitution. If a prize becomes unavailable for reasons outside the Promoter's reasonable control, the Promoter may substitute a prize of equal or greater value, subject to applicable law and any authority condition.

9.3 Tax. Winners are responsible for any tax or reporting obligation arising from a prize. The Promoter does not provide tax advice and recommends independent advice.

9.4 Delivery. Prizes are delivered or made available in the manner and within the time described in the Schedule. Delivery to the details on the winner's Account is at the winner's risk.

10. Unclaimed prizes and redraw

10.1 If a winner cannot be contacted, does not respond to reasonable contact attempts, does not complete verification, or is found ineligible, within three (3) months of the draw (and in any event within any period required by an applicable authority), the prize may be forfeited and an unclaimed-prize redraw held on the redraw date and at the place stated in the Schedule, from the remaining valid entries in the finalised pool, using the method in clause 6.

10.2 The Promoter conducts and, where required, notifies and publishes any redraw in accordance with the applicable authority conditions.

11. One-time entry packages, Points and refunds

11.1 A one-time entry package is a digital product supplied on purchase. To the extent permitted by law, amounts paid for a one-time entry package are non-refundable once the entries are allocated, except where required by the ACL, where the Major Draw is cancelled before entries are accepted (clause 13.2), or where the Promoter agrees to a refund in writing. Refunds are otherwise handled under the Refund Policy.

11.2 Major Draw entries are not entered with Points. Points remain governed by the Platform Terms, have no cash value, and are not legal tender, a financial product, or stored value.

12. Privacy

12.1 The Promoter collects and handles personal information in accordance with the Privacy Policy and the Privacy Act 1988 (Cth). Information collected for a Major Draw is used to conduct the draw, verify eligibility, award and deliver prizes, publish the winner as described in clause 8, satisfy authority conditions, and comply with the law. Records are retained for at least the period required by each applicable authority.

13. Cancellation, suspension, or variation

13.1 Subject to applicable law and any authority condition, the Promoter may suspend, vary, withdraw, or cancel a Major Draw where it is not reasonably able to conduct it as planned — including due to fraud, technical failure, an event outside the Promoter's reasonable control, an error in the prize, pricing, or eligibility, or where the integrity or fairness of the draw is materially compromised.

13.2 Where a Major Draw is cancelled before entries are accepted, amounts paid for one-time entry packages are refunded. Where a Major Draw is cancelled or varied after entries have been accepted, the Promoter will determine an equitable remedy consistent with applicable law and any authority condition, which may include refunding one-time entry package amounts, substituting a prize of equal or greater value, or running a replacement Major Draw.

14. Liability

14.1 Nothing in these Promotion Terms limits any right or remedy an entrant has under the ACL or any other law that cannot lawfully be excluded. To the extent permitted by law, the Promoter's liability in connection with a Major Draw is limited as set out in the Platform Terms, and the Promoter is not liable for late, lost, or misdirected entries, or for any technical failure affecting entry, the draw, or prize delivery, except to the extent caused by the Promoter's own failure to take reasonable care.

15. Permits, authorities and jurisdiction

15.1 This Major Draw is conducted as a trade promotion under the conditions of NSW Trade Promotion Authority No. TP/05220 and any other permit or authority required for an eligible jurisdiction. The applicable authority number(s) are shown in the Schedule and on the Major Draw page and, where required, in advertising for the Major Draw.

15.2 An entrant is responsible for ensuring that participation is lawful in the entrant's jurisdiction. The Promoter may refuse, cancel, or void any entry or prize that originates from a Restricted Jurisdiction (including South Australia and the Australian Capital Territory) or that breaches applicable law or an authority condition.

16. General

16.1 These Promotion Terms are governed by the laws of Western Australia, and the parties submit to the non-exclusive jurisdiction of the courts of that State and the courts competent to hear appeals from them, subject to the conditions of any authority under which the Major Draw is conducted.

16.2 If any provision is held to be invalid or unenforceable, it is severed and the remaining provisions continue in force.

16.3 These Promotion Terms must be read with the UNICASH Terms and Conditions, the Privacy Policy, and the Refund Policy.

17. Contact

17.1 Questions about a Major Draw may be sent to support@unicash.com.au. UNICASH support is based in Australia.